AGRICULTURALAccount for:
Anyone wanting a loan for the purpose of land purchase, crop production, equipment, livestock, etc.
Service Fees:
Various fees can be assessed according to the type of collateral and terms.
Special Features:
Crop production loans, farm equipment purchases, or loans to purchase livestock. Monthly payment or seasonal payment arrangements are available. Agriculture has long been a thriving segment of our local economy. Liberty State Bank is committed to helping maintain the success of farming in our area.
Account for:
Anyone who has a need or desire to make a sizable purchase and is willing to spread the cost over time.
Service Fees:
Various fees can be assessed according to the type of collateral and terms.
Special Features:
Loans may be taken out to finance a vacation, auto purchase, consolidate several payments or other consumer needs. These loans are granted on the basis of a customer's financial history but collateral may be required such as a certificate of deposit, stock or some other tangible asset.
Account for:
Anyone, Anyplace, at Anytime
Service Fees:
Various fees can be assessed according to the type of collateral and terms.
Special Features:
For that personal expenditure, vacation time, new furniture, or Christmas expense. Maybe the family auto needs new tires or repairs to keep it dependable. Whatever the reason, we can arrange that personal loan with a variety of repayment terms to fit your budget. Automatic payments from deposit accounts at Liberty State Bank are available for your convenience.
Account for:
Anyone wanting to build that dream home or perfect business.
Service Fees:
Various fees can be assessed according to the type of collateral and terms. Construction Appraisal fees may apply.
Special Features:
With or without permanent financing. Up to 12 months construction period (6 months preferred). Fixed rate of interest during construction with interest only payments due monthly. Interest payments calculated on advances made and not the total loan commitment.
Account for:
If you want to finance any type of dwelling and you are going to live or own dwelling for 3-5 years, this is your loan.
Service Fees:
Various fees may apply.
Special Features:
Rates are adjusted on one and three year intervals. Lifetime cap on primary residence mortgage loans. Amortization periods up to 20 years. Low closing costs and comfort of dealing with a hometown bank.
