• Free Checking
• Liberty Club
• Regular Checking
• Priority Plus Account
• Freedom Account
• Business Checking
• NOW Account
• Super NOW
• Limited Transaction Account (LTA)

* FDIC INSURANCE - As of July 1, 2010, Liberty State Bank will not be participating in the FDIC’s Transaction Account Guarantee Program. Funds held in this bank are insured by the FDIC up to $250,000, but do not have the FDIC’s Transaction Account Guarantee for deposit balances over $250,000, after June 30, 2010.

FREE CHECKING

$ 10 MINIMUM OPENING BALANCE

• No monthly service fee
• No minimum balance requirement
• Customer does not get cancelled checks in mail

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LIBERTY CLUB

$100 MINIMUM OPENING BALANCE

You will receive all of the following benefits
and more when you join our Liberty Club:

• Free personalized club checks
• No minimum balance requirement
• Accidental death and
• Dismemberment insurance
• Discount on Safety Deposit box
• Free notary service
• No fee for traveler’s checks
• Free ATM or Check card
• Credit card protection(Upon approval)

MEMBERSHIP FEE

Basic – $7.00
Family - $9.00

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REGULAR CHECKING

$100 MINIMUM OPENING BALANCE

A non-interest bearing account on which
service fees are based on the average
balance maintained during the statement
cycle.

• No monthly service fee:When average collected balance is $400.00
• $5.00 Monthly service fee:When average collected balance is Less than $400.00
• Transaction limitations: You may make 5 debits from your account each statement cycle. A fee of $.20 will be imposed for each subsequent debit.

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PRIORITY PLUS ACCOUNT

FOR SENIORS 55 AND OVER
$100 MINIMUM OPENING DEPOSIT

• No monthly service fee
• No minimum balance requirement
• Free personalized LSB checks
• Discount on safe deposit boxes
• Free notary services
• No fee for traveler’s checks

FREEDOM ACCOUNT

$50.00 MINIUM OPENING DEPOSIT

• No monthly service fee
• No minimum balance requirement
• Money withdrawal limitations-10 checks and/or ATM withdrawals permonth.  If transactions exceed 10, there will be a $1.00 per transaction fee.
  

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BUSINESS CHECKING

$100.00 MINIMUM OPENING DEPOSIT

• No monthly service fee: *When average collected balance is $1,000.00 or more.
• $10.00 monthly service fee:*When average collected balance is less than $1,000.00
• Unlimited check writing.
  
  

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NOW ACCOUNT

$1,000.00 MINIMUM OPENING DEPOSIT

NOW (Negotionable Order of Withdrawal) is a checking account that earns interest on the collected balance daily and is paid monthly.

• No monthly service fee: *When average balance is $1,000.00or more.
• $10.00 monthly service fee:*When average balance is less than $1,000.00
• Interest does not accrue on balances less than $1,000.00 and will not paid if the average collected balance for the month is less than $1,000.00
• Unlimited check writing.

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SUPER NOW

$2,500.00 MINIMUM OPENING DEPOSIT

Interest accrues on collected balance daily and is paid monthly

• No monthly service fee: *When average balance is $2,500.00 or more.
• 10.00 monthly service fee: *When average balance is less than $2,500.00
• Interest does not accrue on balances less than $2,500.00 and will no not be paid if the average collected balance for the month is less than $2,500.00
• Unlimited check writing.
  
  

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LIMITED TRANSACTION ACCOUNT (LTA)

$5,000.00 MINIMUM OPENING DEPOSIT

Our limited transaction Account is money market demand account. This account offers tiered interest rates according to the account balance.

• Interest accrues on the collected balance daily and is paid monthly.
• No monthly service fee: *When average balance is $5,000.00 or more.
• $10.00 service fee:
• When average balance is less than $5,000.00.
• Monthly withdrawal limitations apply.*6 pre-authorized transfers-only three of which can be check card transactions.
• Unlimited ATM and in person withdrawals.
• If over 3 checks are written there is a $6.00 per check charge.
  
  

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